Negotiable invoices have had a significant impact on the Peruvian economy, increasing their share in both business credit and the Gross Domestic Product (GDP), rising from 0.05% of GDP in 2015 to 4.08% in 2024. Additionally, financing through negotiable invoices accounted for 20.4% of business credit in 2024, a sharp increase from just 0.2% in 2015.