Dashboards
Financial Inclusion
In 2023 Financial Inclusion, financial inclusion is defined as the access to and use of quality financial services by all segments of the population. It is understood in the following dimensions: (i) Access: Refers to the availability of service points and infrastructure, considering geographic penetration and the accessibility of quality services for the population. (ii) Usage: Indicates the frequency and intensity with which the population uses financial products and services. (iii) Quality: Relates to the existence of financial products and services that meet the needs of the population.
Dimensiones de la inclusión financiera
Indicator: there is a direct relationship between company size and access to credit in the formal financial system. This is evident in the 2023 figures, where 26.5% of formal microenterprises were able to access financial credit. In contrast, access expands considerably for small businesses, with 58.5% (a 32.0 percentage point increase compared to microenterprises). Medium-sized enterprises show even higher credit access, with 68.8% (which represents a 42.3 percentage point increase compared to microenterprises and a 10.3 percentage point increase compared to small businesses) reporting credit operations in 2023.
Fuente: Sunat, SBS
Elaboración : PRODUCE – OGEIEE – Oficina de Estudios Económicos