Dashboards
Financial Inclusion
- Financial Inclusion, is defined as the access to and use of quality financial services by all segments of the population. It is understood through the following dimensions: (i) Access, which refers to the availability of service points and infrastructure, taking into account geographic penetration and the provision of quality services accessible to the population; (ii) Use, which indicates the frequency and intensity with which the population uses financial products and services; and (iii) Quality, which is linked to the existence of financial products and services that meet the needs of the population.
Dimensiones de la inclusión financiera
Indicator: There is a direct relationship between business size and access to credit in the formal financial system. This is evidenced by the 2024 figures, where 25.9% of formal microenterprises were able to access financial credit. In contrast, access expands considerably among small enterprises, reaching 52.5%, representing an increase of 26.5 percentage points compared to microenterprises. Medium-sized enterprises show even greater access to credit, with 56.7% reporting credit operations in 2024, equivalent to an increase of 30.8 percentage points compared to microenterprises and 4.2 percentage points compared to small enterprises.
Source: SUNAT, SBS
Prepared by: PRODUCE – OGEIEE – Office of Economic Studies